Disability & Life Insurance

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Disability InsuranceLife Insurance

Current Coverage Review

Competitive Quotes From Top Carriers

Simplified Underwriting

Protection with your Family in Mind

Disability and Life Insurance are two of the cornerstones when it comes to protecting your families future. JTS takes a new approach to educating individuals in the world of policy. No insurance-jargon filled sales pitch – just an experience-based conversation to help you understand what you need, and what you don’t. 

We walk you through what you need based on your specific situation; if and how your current coverage can be improved upon; and ensure protection of your most important asset, your ability to earn income.

How It Works

1

Tell Us About Yourself

Answer a short eight question survey with basic information about you. Your information is not sold to any other company.

2

We Shop The Market For Your Best Options

Using the information you provided, our team does the leg work for you by finding the best available choices between >10 insurance companies.

3

Pick Your New Insurance Policy

Before you purchase your policy our team is available to walk you through your choices and answer any questions you have along the way.

Disability Insurance

As a foundational piece of your financial protection, we’ll talk about it from an experience-based perspective and create a custom plan built for you and your family.

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Highlights

  • Income protection (Present) - your income funds every aspect of your life
  • Income Protection (Future) - protecting what's to come
  • Debt Repayment - from student loans to your mortgage, it can help with them all
  • Retirement Protection - Replaces retirement contributions you normally would have made

Life Insurance

Not all life insurance is the same, nor should it be. We’ll help you understand the different options available, how those options can benefit you and why you should consider life insurance.

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Reasons to Consider

  • I love my family! (Protect what matters most)
  • Student Loans - they aren't going to pay themselves if you're gone
  • Permanent protection options for the long haul of your career
  • Potential for building cash value

Insurance Products are:

NOT A DEPOST
NOT FDIC-INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE INSTITUTION
MAY GO DOWN IN VALUE

FAQ

Glossary of Terms

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